Auto accidents are common in Southwest Florida, occurring hundreds of times each week. Besides being painful incidents, collisions often create confusion and questions. Here are some answers to common personal injury questions following auto accidents.
What Should I do if I’m Injured in an Auto Accident?
If you, or any other occupant, are injured in an auto accident, and you are able to call 911, then promptly do so. You should request an ambulance as well as law enforcement respond to the scene. If you have suffered a severe injury which is obvious to first responders, then they will immediately have you transported to the hospital by Emergency Medical Services.
If your injuries are not initially obvious, such as internal pains where are not visible, then tell the responding officer, EMT, or other first responder that you are hurt and if possible, where you have pain symptoms. Sometimes, you may not know exactly where you are hurt, but know if the pain is in your lower or upper body, limbs, head, neck, and other general regions of the body. Make sure that you go by ambulance to the local emergency room
Make sure to report all of your pain symptoms to the doctors and nurses at the hospital. When you are discharged from the hospital, make sure to follow up with your physician and specialists as ordered. Your focus should be on healing and working with your doctors, nurses, and therapists to improve your health.
Should I Trust the Insurance Claims Adjuster?
insurance adjusters are employed by insurance carriers to pay as little on claims as possible. Many are good people who do their jobs well. You must consider, however, that adjusters in practice typically the interests of the insurance carrier before your needs. This means that you may encounter half-truths, indifference, and skillful misinformation during the claims process. In other words, to protect yourself, you should be very cautious in any dealings with insurance companies.
An adjuster who represents the at-fault party, such as the negligent driver, should certainly be viewed with skepticism. If the at fault driver’s liability insurance company is the same carrier as your own, then your healthy suspicion should still apply. If you are asked to give a statement—recorded or otherwise—by the negligent driver’s insurance claims representative, then politely tell the adjuster that you wish to consult counsel first. You may, however, give a statement to your own insurance company adjuster (as doing so is generally required by your insurance policy).
What Compensation is Available for My Injuries?
The types of money damages and the amount which fairly compensate your injuries depend on several factors, including the severity of your harms, the nature of those injuries, and losses caused by those harms. Some examples of the types of compensation available in auto accidents include the following:
- Medical expenses
- Scarring and disfigurement
- Lost income
- Loss of earning capacity
- Value of household services
- Loss of enjoyment of Life
- Loss of consortium
- Pain and suffering
Your harms and losses may include damages from the time of the incident through the future over the course of your lifetime. It all depends on your circumstances.
Seeking Compensation for Auto Accident Injuries
Fort Myers attorney David Harris is an experienced and principled advocate for the injured in auto accidents in Southwest Florida. Determined to obtain justice and driven for the best results for every client, David works with you every step of the way.
While David pursues maximum money damages for personal injuries, the outcome of your auto accident claim will depend on your circumstances. Have questions? Confused? Want to know where you stand? Call David for a personal and free consultation—or start the process by submitting a contact form here on the website—to discuss your circumstances and how David may help. If David agrees to take your case, then you will personally get to know David and stay involved in your claim from beginning to end.