Local Lee County Florida attorneys auto accidents help you recover financial compensation after your crash. However, many people don’t understand compensation they receive. Here, we discuss a few different types available.
Attorneys Auto Accidents Explain Personal Injury Protection
Your PIP is not compensation for pain and suffering. However, many people face confusion over this coverage. Attorneys auto accidents explain PIP is simply your Florida no-fault benefit. Accordingly, after a vehicle injury, PIP pays for your medical bills up to $10,000. Moreover, this supplants your health insurance as your primary coverage for this amount.
Your attorneys auto accidents also explain you don’t have to pay back any PIP benefits if you receive injury compensation. Instead, PIP pays 80% reasonable and necessary medical bills. And, pays your your health care providers directly. Moreover, PIP also pays mileage and 60% of your lost wages every two weeks upon submission of documentation.
Under our current law, when injured in a car accident, you must receive medical treatment within 14 days. However, if you don’t then you aren’t eligible for your maximum $10,000 coverage. Your attorneys auto accidents explain this during your initial consultation.
Attorneys Auto Accidents Explain Medical Payments Coverage
In Florida, Medical Payments—MedPay—coverage is additional no-fault coverage. As attorneys auto accidents, we know many people don’t purchase this option. Rather, most drivers stick with basic car insurance coverage. However, MedPay is Florida’s only no-fault coverage available to motorcyclists. PIP doesn’t cover motorcycles.
Medical Payments pay 100% of reasonable and necessary medical bills. Moreover, it makes up for any gaps in PIP coverage. In addition, this coverage covers any health insurance deductible you may have.
Accordingly, if you have medical payments coverage, then you can apply your PIP coverage to lost wages while paying your medical bills with MedPay. Attorneys auto accidents will help you in all these coverage issues.
Attorneys Auto Accidents Serve You in Lee County Florida
Sorting through all your own insurance coverage is hard enough. Moreover, adding these challenges to securing actual money in your pocket as damages, makes life even harder. Accordingly, you should focus on getting well. And, allow Fort Myers accident lawyer David Harris handle everything else.
In Lee County Florida—Fort Myers, Cape Coral, Estero, Bonita Springs, Sanibel, Captiva, Lehigh Acres, North Myers, Fort Myers Beach—David pursues all your compensation needs. Consequently, David makes sure your no-fault benefits are paying your providers and lost wages. In addition, he goes after careless drivers and insurance companies for money you deserve. Pain and suffering, inconvenience, and assorted damages are all goals we work on together.
So, your search for attorneys auto accidents may end right here. Contact David now for your free and personal consultation.